Electronic Bill Presentment

Optimize the revenue lifecycle, improve operational efficiency, and enhance customer service with KUBRA’s cloud-based e-billing and self-service platform. We combine multiple e-bill delivery options for one-time or enrolled payments with customer self-service and analytics, outbound interactive messaging, and document archival and retrieval.

  • Secure e-bill delivery
  • Flexible payment options (ACH, credit, debit)
  • Personalized messaging
  • Alerts and notifications
  • Bill consolidation
  • Self-service tools

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On-Demand Payments

Allow customers to make last-minute, on-demand payments through digital, in-person, and voice channels using their preferred payment type. KUBRA enables you to accept payments from both customers enrolled in self-service and e-billing applications, and non-enrolled customers who prefer to make one-time, guest bill payments.

  • Enrolled or non-enrolled e-payments
  • Real-time payment processing
  • In-person payment solutions: self-service kiosks, retail cash, and point of sale
  • Multiple payment channels
  • Digital wallet payment acceptance
  • AI-integrated payment channels
  • Payment reminders

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Document Print and Mail

Benefit from an integrated service that provides sophisticated document production and distribution capabilities in highly secure and controlled environments. KUBRA can help enhance your targeted marketing efforts, reduce delivery times, and improve accuracy rates.

  • Advanced address hygiene 
  • Data management tools
  • Targeted messaging and marketing
  • Distributed mail production and delivery
  • On-demand document rendering

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Mobile Apps

Allow customers to bank anywhere, anytime. KUBRA mobile app solutions provide a wide range of secure features and self-service tools for users on the go.

  • Manage account
  • Make a payment
  • Check balances
  • Mortgage applications
  • Finance calculators
  • Rate information
  • Contact information
  • FAQ links

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Customer Notifications

Automatically send customers relevant communications to keep them engaged and informed. Make communicating easy by allowing customers to respond to you using natural, everyday language. 

  • Marketing messages/promotions
  • Bill reminders 
  • Rate changes
  • Mortgage statements 
  • Contact support
  • FAQs

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More Than 365 Clients Choose KUBRA



  • Increased Customer Satisfaction
  • Reduced Cost
  • Improved Compliance
  • Leading-Edge Technology