Electronic Bill Presentment

Optimize the revenue lifecycle, improve operational efficiency, and enhance customer service with KUBRA’s cloud-based e-billing and self-service platform. We combine multiple e-bill delivery options for one-time or enrolled payments with customer self-service and analytics, outbound interactive messaging, and document archival and retrieval.

  • Secure e-bill delivery
  • Flexible payment options (ACH, credit, debit)
  • Personalized messaging
  • Alerts and notifications
  • Bill consolidation
  • Self-service tools

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On-Demand Payments

Allow customers to make last-minute, on-demand payments through digital, in-person, and voice channels using their preferred payment type. KUBRA enables you to accept payments from both customers enrolled in self-service and e-billing applications, and non-enrolled customers who prefer to make one-time, guest bill payments.

  • Enrolled or non-enrolled e-payments
  • Real-time payment processing
  • In-person payment solutions: self-service kiosks, retail cash, and point of sale
  • Multiple payment channels
  • Digital wallet payment acceptance
  • AI-integrated payment channels
  • Payment reminders

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Document Print and Mail

Benefit from an integrated service that provides sophisticated document production and distribution capabilities in highly secure and controlled environments. KUBRA can help enhance your targeted marketing efforts, reduce delivery times, and improve accuracy rates.

  • Advanced address hygiene 
  • Data management tools
  • Targeted messaging and marketing
  • Distributed mail production and delivery
  • On-demand document rendering

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Artificial Intelligence

Innovate your payment channels and improve the customer experience with KUBRA’s artificial intelligence and natural language processing solution. Natural language processing uses human-like text and speech to help customers pay their bills using smart speakers, social media channels, SMS Text, and chatbots. This innovative, multi-channel solution gives customers the personalized experiences they crave.

  • Multi-channel solution
  • Leverages natural language and machine learning
  • Wide-range of payment use cases
  • Near-real-time processing
  • Scalable solution

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Policyholder Communications

Improve both TCPA compliance and policyholder satisfaction by proactively communicating with policyholders in their channel of choice. KUBRA’s preference management solution lets your policyholders choose the channels they want you to use to receive new policy documents, billing, claims, and more.

  • New policy documents
  • Billing
  • Claims

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More Than 365 Clients Choose KUBRA


  • Increased Customer Satisfaction
  • Reduced Cost
  • Improved Compliance
  • Leading-Edge Technology